Genstone Financial
Home Equity Line of Credit (HELOC)
Why choose a HELOC?
- You have equity in your home you can use.
- You are short on cash.
- You want to do all the renovation work at once and the cost is more than you have available.
Benefits of a HELOC
- Borrow against the equity you have in your home.
- Enjoy the peace of mind of a fixed interest rate, with no change in your payment.
- Access up to 90% of your equity*
- Competitive rates
- Various term lengths
- Various loan amounts
- Great for amounts above $25K
Hearth Home Financing
Unsecured Personal Loan
Why choose a personal loan for renovations?
- You need to remodel now.
- You don’t have home equity.
- You are short on cash.
Benefits of a Personal Loan
- Check rates and monthly payment options in minutes, without affecting your credit score.
- No prepayment penalties.
- No home equity required.
- Loan amounts from $5K to $100K
- Affordable monthly payment options
- Funding within 1-3 days
- 0% options available
- Great for amounts below $25K
Genstone Financial, NMLS #88244, Equal Housing Lender. The content on this website is for informational purposes only.
This is not an offer of credit or commitment to lend. All loans subject to program guidelines and final underwriting approval. Not all applicants qualify.
All terms subject to credit approval. In AL, AR, CA, CO, DC, FL, GA, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, NE, NJ, NM, NC, OH, OK, OR, PA, SC, SD, TN, TX, VA, WA, WV and WI products offered by Fay Servicing, LLC d/b/a Genstone Financial. NMLS ID 88244. Please visit www.nmlscosumeraccess.org for additional licensing/registration information. All loans made and arranged in California pursuant to a California Financing Law License # 60DBO-82792. Rates, terms, and conditions are subject to change from time to time without notice.
Hearth is not affiliated with Genstone Financial or Fay Servicing. Genstone Financial is not the Lender for Hearth. Hearth will make their independent final lending decision.